Chapter 109: Repaying the Debt

“You silly girl, be careful. If you break this jade pendant, your mother will beat you up. This thing is worth 18 million yuan!”

This time, Ding Chen used a little more force and Huo Tian felt the pain. She pouted unhappily. “It’s only 18 million yuan. Uncle, you actually hit me for 18 million yuan!”

Ding Chen’s heart immediately ached a little when he saw Huo Tian’s aggrieved expression. He rubbed Huo Tian’s arm while lecturing her, his mouth was stubborn but his heart soft. “Of course I’ll hit you. If I don’t teach you a lesson, what if you still don’t know how to keep yourself in check next time?”

The two appraisers were also shocked by Huo Tian’s action just now. While the uncle and niece were talking, they quickly and carefully placed the jade pendant in the portable safe.

Si Huan had already prepared a collateral agreement before he came to the Ding Family. He added the relevant information regarding the jade pendant to the contract. After both parties had signed the agreement, the contract would take effect.

He handed the contract to Ding Chen and Huo Tian. “Uncle, Huo Tian, take a look at the contract. If there are no problems, you can sign it.”

Huo Tian read very quickly. She finished flipping through the contract very quickly after receiving it. On the other hand, Ding Chen had only reached the second page of the contract.

Ding Chen smiled awkwardly and said, “Si Huan, it’s not that I don’t trust you, but this is not a small sum after all. I think it’s better to take a closer look at the contract.”

Si Huan did not mind Ding Chen’s caution at all. “Uncle, you can take your time to look at it. If you have any questions, you can consult a lawyer. I don’t mind.”

“That won’t be necessary. I believe you won’t try to trick us with the contract.”

Ding Chen looked through the contract. If there were any clauses that he did not understand, he did not need to consult a lawyer. He just needed to ask his genius niece.

This contract was clearly one that took the side of the Ding Family. Putting aside the fact that they had collateralized the jade pendant that was only worth a maximum of 18 million yuan for a loan of 20 million yuan, there was no regulation for interest repayment. Moreover, the Ding Family was also allowed to pay dividends in installments from their collaborative company. There was probably no other collateral agreement in this world that would take care of borrowers more than this.

Ding Chen had no dissatisfaction at all and signed the contract readily.

Si Huan then handed the check for 20 million yuan to Ding Chen. Ding Chen slapped the check in front of Mr. and Mrs. Huo. “Huo, we’ve already paid back our debts. Hurry up and bring out the IOU.”

How could Mr. and Mrs. Huo carry the IOU with them? Wouldn’t that make them seem even more calculative over the 20 million yuan?

Mrs. Huo’s expression was a little grim as she said, “I’m sorry, IOU isn’t with us right now. Anyway, there’s no rush for this matter. Why don’t we forget about it today? You guys can bring the 20 million yuan to the Huo Family tomorrow personally and I’ll return the IOU then.”

Ding Chen frowned unhappily. “Are you guys intentionally here to find trouble? You were the ones who were aggressive, telling us to return the money, but now, you’re also the ones who are saying that there’s no hurry. I think you’re looking for trouble on purpose!”

As Ding Chen spoke, he even rolled up his sleeves, looking like he wanted to hit her. Mrs. Huo was frightened by his fierce look and took a step back.

Mr. Huo’s face was also grim. “Mr. Ding, please be rational. We didn’t come here to ask for debt so we’d naturally not bring the IOU with us. You’re being a little too unreasonable now.”

Ding Chen smiled in a ruffian-like manner. “Yes, I’m being unreasonable. What can you do to me?”

Mr. Huo could not hide the anger on his face, but he prided himself on being a refined and polite descendant of a wealthy family. He really could not do anything about this kind of rascal and was momentarily speechless.

In the end, Si Huan came out to mediate the situation. “Uncle, Uncle and Auntie Huo probably didn’t expect you guys to be able to gather the 20 million yuan so quickly, so they didn’t keep the IOU with them. Why not let Uncle Huo write a receipt acknowledging that they have received the 20 million yuan repayment? The IOU would naturally be invalidated, and the debtor and creditor relationship between the Ding and Huo Families would also be successfully resolved.”

Ding Chen nodded. “Alright, then let this Huo person write a receipt.”

Under everyone’s gazes, Mr. Huo could only pull a long face. He took the pen and paper and wrote a receipt with great flair. Ding Chen then handed him a box of red ink. Mr. Huo gritted his teeth and left his thumbprint on the receipt.

Ding Chen picked up the receipt and shook it. The paper rustled, but this sound was very pleasant to Ding Chen’s ears.

He grinned and said, “From now on, our families will go our separate ways. I hope no one will come to our house in the future to put on a show of affection to my niece and think of ways to take our precious away anymore.”

In Mr. Huo’s eyes, Ding Chen’s behavior was like a petty person who had achieved success. He snorted coldly. “We should be the ones saying this. Since Huo Tian has nothing to do with our Huo Family, why does she still have this surname? I have reason to suspect that you’re trying to use our family’s influence.”